A few more things to remember when buying a home ……if you have a living trust and want to put your title in the trust name, let your loan officer know upfront…..give them a copy of the trust or ask them what they need right from the start….some lenders won’t vest title in the trust and some will….some need the complete trust papers and some only need a trust certification….but always check at the beginning and don’t leave it till the end….and if for some reason you can’t vest in the trust with your loan, doing a quitclaim after closing is fairly simple to do to change the title into the trust.
For more loan information, please email linda@stressfreemortgage.com or visit www.stressfreemortgage.com
